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What is Medicare?

Medicare is health insurance for people 65 or older, under age 65 with certain disabilities, and any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). Original Medicare covers many health care services and supplies, but there are many costs (“gaps”) it doesn’t cover.

(See the Medicare Coverage Overview Below)

Medicare Part A (Hospital Insurance)

• Helps cover inpatient care in hospitals
• Helps cover skilled nursing facility, hospice, and home health care

Medicare Part B (Medical Insurance)

• Helps cover doctors’ services and outpatient care
• Helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse

Click below for more information:

:: More About Medicare
:: Medicare Supplement Information


Medicare Supplement Coverage Overview*

  What Medicare Leaves You To Pay Plan A Covers Plan D Covers Plan F Covers Plan G Covers Plan M Covers Plan N Covers

Part A

Hospital Care
$1,184 first-day deductible 50%
Charges for the first three pints of blood
$296 per day for 61st - 90th day in the hospital
$592 per day for 91st - 150th day in the hospital
100% of bills after day 150 in the hospital for an additional 365 days
Skilled Nursing Facility Care $148.00 per day for 21st - 100th day of a skilled nursing facility stay

Part B

Physician Services & Supplies
$147 yearly deductible
Generally, 20% of the Medicare-eligible charges **
Charges for the first three pints of blood
Physician charges in excess of Medicare-approved amounts
Emergency Care in A Foreign Country 100% of bills  
 
*Review the outline of coverage for benefit plan details.
**Plan N pays 100% of the Part B coinsurance except up to $20 copayment for office visits and up to $50 for emergency department visits.
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